.20111015 ' ⓁⓞⓋⓔ

Baby Rui En I ❤u

EXTREMELY BUSY.

hmm.. I was getting really really busy recently! Whats on with me? Busy taking care of my little cutie princess, and some other things, included complaining about the Etiqa Takaful policy!
Haiz, this incident is really a real good lesson to me.. To not easily believe what people said and should analyze myself for what u heard and do more research about it! Yee Won, please gambateh and continue to fight for it!

Letter to BNM :

An Agent From Etiqa Takaful Misleading Me For Buying An Insurance Plan

Dear sir:

1. I would like to make a complaint regarding an agent misleading me to purchase a Humanizing Insurance & Takaful. The agent, Irene Chan, represent Etiqa Takaful of Maybank Group had misleading me for buying an insurance plan instead of a savings plan and regarding that the savings plan will benefit me for guaranteed 8 % per year for a return. However I face a few problems that :

a) Realizing that the Etiqa Takaful plan I bought on the 02 Jun 2010 was actually an insurance plan when I received a questionnaire letter from Etiqa Takaful on the 20 April 2011. The letter was sent from Etiqa on the 24 August 2010, but however i was outstation for the past few months, causing me late for receiving the letter .

b) The questionnaire letter was regrading that there were plenty of agents of Etiqa Takaful company that were not selling the Etiqa insurance plan in the right way. I was one of the victim of this incident. The agent of Etiqa Takaful, Irene Chan told me that :

i) It was a savings plan that will benefit me for guaranteed 8 % per year for a return. The agent never explain the details of the policy to me, which the part in the policy showing the guaranteed 8% return per year.

ii) Insurance was just an extra free benefit for us.

iii) This was opened for ''Bumiputera'' only.

iv) I could take out the money anytime for own usage and the savings plan would not be terminated.

2. I would like to cancel the policy and get back the total amount I paid since I felt got cheated . I went to the Etiqa company at Subang Jaya on the 26 April 2011 to cancel the policy and complain about it and I got a phone call from the agent Irene Chan on the 8 June 2011. She called me and tried to deny everything she told me and even scolded me for complaining about her. I feel really disappointed with the service of agent from Etiqa Takaful company.

3. The questionnaire letter from Etiqa Takaful company enable us to get a full refund within 15days from the letter sent out if we felt got cheated. This is totally unfair to people who went overseas/outstation and never get the notice about it. We have the rights to know about the truth. The company should wait for our reply to confirm that we already noted about it and confirm on what we willing to do about the policy.

4. As I feel strongly, the agent had misleading me to purchase the insurance plan, I hope that the company will take action as I already waited for 6 months and nobody updated me about my policy.

Thank you.

Regards.

notes✖　™

2O11

Living

life

the

FULLEST ❤

y.WON✖　™

i talk to people who i comfortable with.
~~i like gambling.~~
i am easily frustrated and impatient.
i love camwhoring.
i hate the feelings of ~~missing and~~ regreting.
i have many personalities and characters in life.
i always learn to understand myself.
i love crying, definitely NOT in front of u.
i am shy, for certain times.
i like to shout when i screwed up with things.
i love praises
i always change my mind.
i am low self-esteemed.
i always laugh, for nothing.
i am fierce to people who are annoying.
i ~~wanna be~~ am brave.
i like to analyse personalities that people have.
i loathe stressful life.
i love to smile.

Exit.✖　™

Andrian
Ben
Cheez
Cheryl
Christopher
Gladys
Janet
Joanne
JoLing
Joveen
Kimm
May Jee
Mondo
Sammie
Sarah
Shing Ming
Taryna
Tien Rong
Wei Shen
Xavian
Xavier
Yue
ZhengYue

say.u.Love.me✖　™

Happy.bday.✖　™

0103 Raymondo, Ivan, Amy
0106 Daryl Sin
0108 Kelvin
0121 JohnBoss, Jia Ming
0201 Vivian
0202 Angel(cousin)
0213 JiaMun
0214 Nadia
0217 Tavi, Tritip
0227 Dad, Grandma
0314 WeiPin
0320 Eugene
0322 Sze Yie
0326 Big bro, Joveen, Jannah
0409 Teck, Joanne Lum
0412 Seok Kuan
0414 Sister
0415 Ben, Cheez
0417 Nono
0418 K.K
0425 Joanne, Xiao Hua, Sherena
0426 Jeniffer Ho, Pau Ke Lee
0427 Shan Ying, Irene
0428 Larvina
0429 Salehah
0501 Sandy(bravo)
0502 Kong Ke Lee
0503 Khai Syan
0505 Janelle
0506 Siew Mei
0514 Rou Ying
0517 Janet's sis
0518 Shing Ming
0519 Yiing Miin
0526 Monica Kong
0529 Tien Rong
0530 Christopher, Annie(NS)
0604 Connie(buddy)
0605 Ah Hong, June
0615 Sammie
0625 Mimie
0626 Yu Jing
0627 Mum, Kak Donna, Jo-E
0628 Mu Sean
0629 Lolipop
0630 Hui
0704 Nazura
0706 Sabz
0708 kak Ipah
0711 Kimberly
0713 Chai Jun(gan die)
0715 Mark
0716 Xin Yi
0717 YuenCynn
0724 Galonia, Ken
0802 Deidre
0812 Jhin Onn
0828 ME
0831 Guo Qing
0908 Surrain
0920 Carol(kecil)
0924 YongLiang
0927 Denise, Yue
0929 brother
1002 U-Jean
1003 Sheera
1005 Kwan, Teng
1010 Louis
1014 Cheryl
1018 A Li Jie
1021 Pik Yee
1031 Shawn
1101 YongQiang
1109 Mayjee
1116 Xavian, Xavier
1120 Anis
1122 Evelyn, Sharon
1125 Mas, Sing
1127 Cindy
1128 Mathu
1201 Janet
1204 Sunny
1208 Vivienne, Stepz
1216 Michelle, Yen
1218 Ray
1221 Ee Ling
1222 Justin
1224 Ying
1225 Atiqah
1229 Gladys

HISTORY✖　™

2011.09
2011.10